1. Are you Purchasing or Refinancing an Industrial/Commercial unit?
    [ ? ]

    If you are refinancing your mortgage, we will redirect you to the refinancing wizard.


    2. What type of property are you purchasing?
    [ ? ]

    Loan packages differ between property types. There are also some packages that only apply to uncompleted properties (buildings under construction).


    3. Is the property completed or under construction?
    [ ? ]

    If your uncompleted property is 3 months away (or less) from its TOP (Temporary Occupancy Permit) status, please indicate it as a completed property


    4. How far away are you from purchasing your property?
    [ ? ]

    If you have already paid the option fee or are about to, you can expect a faster turnaround time after selecting your loan packages.

    The rates you will see next are current rates and are not affected by your answer to this question. You should note however, that banks usually revise their rates monthly.


    5. What is the purchase price of the property?
    [ ? ]

    Banks will calculate your home loan based on the property's market valuation or purchase price, whichever is lower.

    If you know that the market valuation of your property is less than the purchase price, please key in the market valuation. If you're unsure of the market valuation, just indicate its purchase price.


    How long do you want your tenure to be?
    10
    Years
    How long do you want your tenure to be?
    25
    Percent






    6. Would you prefer a Fixed or Floating rate package?
    [ ? ]

    Floating rates packages are pegged to either SIBOR or SOR index rates and a “spread” is added on to it. The sum of the spread and the SIBOR or SOR rates gives the total interest rate.

    Fixed rates packages have interest rates fixed for a duration of one to five years and are available only to completed properties. They offer stability when it comes to monthly payments but start off higher than floating rates.

    Fixed rates are available only to completed properties.


    7. What type of corporate entity will you be using for the purchase?
    [ ? ]

    Floating rates packages are pegged to either SIBOR or SOR index rates and a “spread” is added on to it. The sum of the spread and the SIBOR or SOR rates gives the total interest rate.

    Fixed rates packages have interest rates fixed for a duration of one to five years and are available only to completed properties. They offer stability when it comes to monthly payments but start off higher than floating rates.